Much has been made of the "Move Your Money" campaigns of late 2011 to convince high-minded folks to close their accounts with big banks and move to little credit unions. However, when it comes to the rest of us, we're just interested in staying with a bank that treats us and our money right. That …
Should Homeownership Still Be The American Dream?
This was initially a guest post I wrote for Sam at Financial Samurai. Let me know what you think. There have been numerous studies performed over the years which clearly outline the social benefits of homeownership. In the mid-2000’s it was nearly impossible to argue against the advantages of …
Friends Don’t Let Friends Ignore Inflation
Lets say you have two friends. One of your friends keeps stealing money from the other. Wouldn't you feel an obligation to warn your one friend about the other? Of course you would! It's the same obligation I feel when I think about your money and inflation. There's an invisible creature among us …
Are The Unemployed Employable?
I have read that the two most difficult situations to deal with emotionally are losing a child and losing a job. I, thankfully, haven't had to experience either so I consider myself extremely fortunate. Unfortunately, many others cannot say the same. Unemployment has been a hot topic over the …
Interest Rates Are Irrelevant (For Most)
I was having a conversation with a friend of mine that I need to share with you. She currently has 3 bank accounts spread out among 3 different banks. Because of a new fee structure, she is looking to consolidate. Her decision is between Bank of America that she's been with forever, a local bank …
Tips For Winning Your March Madness Bracket
I love basketball and I love money. When the two collide, I'm in Heaven. I'm sure we have all read the articles that tell us how much money and productivity is lost from employees filling out brackets, but that's not what I'm interested in. Since we're all going to be entering brackets this year …
The Rule of 100 Will Help You With Your Asset Allocation
The Rule of 100 Answers The Question: What Asset Allocation Should I Have? I overheard a friend of mine say that he was having difficulty selecting investment options within his 401(k). With such a long time-horizon, he was aware of the aggressive strategy he should have (more stocks than bonds), …
