Paying Down Your Debt vs Investing, Act I One of the most popular debates among Personal Finance enthusiasts is that of “paying down debt” versus “investing.” For example, people ask: “Should I pay down my mortgage or add to my 401(k)?” -or- “Should I pay off my student loans or open a Roth IRA?” Although […]


HOW Would You Invest $20,000?

by A Blinkin on February 12, 2014

The Twitter Coaster

What if you received a check for $20,000 tomorrow? How would you invest it? (And yes, you have to invest it) You’re not going to let it lose purchasing power by leaving it in your savings account. You’re not addicted to paying down your low-interest debt. You don’t have a child that’s leaving for school in […]


shopify credit card processing

Today, the question of whether to have a credit card processing terminal on your business premises or not has the obvious answer in the affirmative. It is not safe to carry cash everywhere, since you can lose your wallet or purse. However, it is possible to report stolen cards, and you will not lose a […]


Funancials is Featured on!

by A Blinkin on October 28, 2014

You’ve heard of, right? Of course you have. Everyone has heard of Mint – because Mint is THE AUTHORITY when it comes to budgeting. If you don’t know where your paycheck is going, check out Mint. If you want to get serious about saving, check out Mint. If you want to put together a […]


Billionaires Blogging To Inspire Others

by A Blinkin on October 23, 2014

Some successful international businessmen come from humble beginnings. In the United States, the “American dream” has been partly based on stories about making it from rags to riches. In other countries, there are similar success stories involving prominent billionaires. Such entrepreneurs often use their personal stories to inspire the next generation of business people. A […]


10 Reasons Why Apple Pay is a Game-Changer

Is that an iPhone 6 in your pocket

by A Blinkin on September 8, 2014

I have been waiting for this day for a long time (just ask my wife): The day when one mobile wallet becomes THE mobile wallet. The day when consumers ditch plastic cards and choose to pay via mobile phone. The day when merchants have a reason to invest in new point-of-sale technology. The day that card […]


“I’m sorry, did I take my stupid pills today?” “If that’s our plan, I don’t like our plan.” “Do I need to go down and get the certificate that says I’m CEO to get you to stop…?” “Are you lazy or just incompetent?” “If I hear that idea again, I’m gonna have to kill myself.” […]


Teaching Kids the Benefits of Economizing

by Guest on July 29, 2014

Author Bio: The writer has been linked to the financial industry and as a parent understands the value of educating children on better spending habits. She writes and lectures on financial issues on a broad range of topics and takes a keen interest in educating children to be financially independent. Financial management or developing prudent […]

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Author Bio: Carrie Wilson is a financial journalist and freelance writer who produces financial and consumer affairs articles for some of the UK’s most authoritative websites.  The Financial Conduct Authority, the regulator responsible for keeping the payday loans industry in check, has unveiled new proposals to cap the cost of loans. The proposed changes, which […]


Imagine by some turn of good fortune you earned $5.19 billion over the course of four years. What would you expect to pay in taxes? At least 40 percent or so, right? While that is the case for individuals, cunning corporations with earnings of that caliber continue to pay alarmingly paltry tax amounts thanks to […]


Hunting for Treasure at Home

July 23, 2014

While you might think of your home simply as somewhere you and your family live and go about your daily lives, you might not have seriously considered that as well as being that already mentioned, it’s also somewhere where you keep all of your most treasured belongings. Ultimately, this means that as the years turn […]

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Should You Really Be Thinking About Your Retirement in Your 50’s?

July 23, 2014

In 2014, now more than ever more and more middle aged people are becoming disillusioned with their work, and are simply waiting for their retirement. With the recent rise in the age of retirement in the UK, people are now expected to work for longer than they ever have done. So if you’re in your […]

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