Funancials

What Didn’t Cause the Financial Crisis: Deregulation, Greed and Capitalism

by A Blinkin on May 21, 2013

A few weeks ago, I asked you Who is MOST Responsible for the Housing Bubble and the Financial Crisis? I can’t say that I was, at all, surprised by the responses. They actually came in exactly as I expected. In case you’re incapable of clicking a hyperlink, the choices were as follows: A. Banks B. [...]

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What Is It Like In Greece? Pictures From Our Honeymoon

May 19, 2013

If you have ever wanted to travel to Greece, I would highly recommend it. It is a beautiful country full of history, extremely nice people, and the best food I have ever eaten. We spent a total of 10 days in Greece, but we would have loved to stay much longer. We started our trip [...]

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Reintroducing Fat Free Personal Finance

May 16, 2013

“Allow myself to introduce…myself” – Austin Powers I will be shifting my focus (not that I’ve been focusing on Funancials recently) to my other blog: Fat Free Personal Finance. In case you forgot about it (like I did), I created Fat Free Personal Finance last August, but I have only written 3 articles since. I [...]

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Senator Elizabeth Warren Introduces a Pointless Piece of Legislation: Bank On Students Loan Fairness Act

May 13, 2013

Do you remember the first time you saw a Russian Doll? You probably picked it up, slightly confused, before realizing you could open it. This surely brought a smile to your face as you had never seen anything like it. As you continue to twist-off one layer after another, you’re internally screaming “THIS IS THE [...]

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Who is MOST Responsible for the Housing Bubble and the Financial Crisis?

May 10, 2013

As I’ve told you before, I’ve been diligently studying the past few years (and well beyond) so that I can determine who is most responsible for the Housing Bubble and the Financial Crisis. I realize that placing blame and “finger-pointing” rarely resolves anything, however, I think something can be learned in this case. I also realize [...]

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The Honeymoon is Over and the Dollar is Weak

May 8, 2013

You may have noticed that I haven’t written a blog post recently. That’s primarily because… I’M MARRIED …like…to my wife. I have a wife, now. The Honeymoon is Over We returned home from our 2-week honeymoon which included a nice combination of tourism and relaxation. We visited Greece (Athens, Santorini, Crete) and Turkey (Istanbul). I’ll [...]

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Credit Card Trends and What’s Changed!!

April 9, 2013

The trends in credit card use are completely changing the way that consumers access their funds and purchase goods. These trends make it more convenient for customers to access their funds and make it easier for merchants to receive their payments. When consumers find that it is easier to access funds, they are more likely [...]

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Re-inflating The Housing Bubble: I Can’t Make This Stuff Up

April 4, 2013

Is the housing bubble behind us? Yea, probably. Is the housing bubble ahead of us? Yea, probably. Are you having Déjà vu? Yea, me too… Re-inflating The Housing Bubble I have read several books concerning the causes of the Financial Crisis and The Great Recession, but I’m not going to get into the nitty, gritty details [...]

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You WILL NOT Save More Later

April 2, 2013

Most people know that I majored in Economics. What most people don’t know is that I also picked up a Masters in Procrastination. If something was fun, I would do it immediately. If something required work, effort, or attention – I would put it off until later. I became so good at procrastinating that I [...]

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Is Paying An Annual Fee On A Credit Card Worth It?

March 30, 2013

Like every other question in personal finance, it depends. There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee. I’ll actually give you an example of one below. Thanks [...]