Investing

2 Irrelevant Reasons To Buy And Sell Stocks

March 11, 2013

You’ve got to be confused. One minute, I’m telling you to invest as much money as you can because stocks will rise. The next minute, I’m telling you that an economic collapse is inevitable. Then I tell you why you shouldn’t be overly optimistic about stocks and now I’m going to tell you why you [...]

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Should You Buy Stocks NOW?

March 10, 2013

When people get too pessimistic, I enjoy dishing out encouraging words to breathe life back into their lungs. On the other hand, when people become overly optimistic, I unfortunately have to be the one to bring them back down to Earth. On August 30th of last year, I wrote that Stocks Will Rise and The [...]

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Warning: The Market is NOT the Economy

March 3, 2013

I love drug commercials. Actually, it’s the composition of the commercials that I love. If a commercial lasts 1 minute – the first 25 seconds will show an attractive couple dancing freely and breathing clearly in a gorgeous, green prairie field. As the couple continues their dance, the latter 35 seconds includes a long list [...]

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Should I Convert My 401(k) to a Roth?

January 16, 2013

Alright homies, now that I’ve stressed the importance of diversifying your taxes, a natural follow-up article would be something like “Should I convert my 401(k) to a Roth?” It would also make sense to ask this question because of the recent changes regarding who can convert to a Roth. As part of the American Taxpayer [...]

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What Kind of Returns Can I Expect When Planning for Retirement?

December 30, 2012

Even with all of the drama the financial markets have seen recently, 2012 has been an exceptional year. You have most likely received your monthly statements along with your credit card offers in the mail, and you haven’t had to question anything. Most people will look at their most recent balance (market value), make sure [...]

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Where Will You Be When The Bond Bubble Bursts?

December 28, 2012

I REALLY wanted to title this article “Bonds Have More Fund,” but Google Search Results matter more than my play on words. Whether you choose to read this article in it’s entirety or just skim through briefly, there is one thing I want you to take away. I want you to know that: There is [...]

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The Importance of Diverse Investments

December 6, 2012

When you consider your personal finance strategy, it is always a good idea to keep diversity in mind. You may have heard the term “diversified investments” before without really giving it any thought, but in fact adhering to a strategy of diversity can be extremely financially beneficial. The basic concept is that if you spread [...]

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What Causes Inflation?

December 4, 2012

Sometimes I wish that inflation were a tangible thing so that people would pay more attention to it. Could you imagine the outrage caused by someone stealing money from you every day? I think we would all do whatever it took to prevent this thievery from happening. If we were to dress up this financial phenomena, [...]

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How To Dominate The Dow

December 3, 2012

I spend too many hours each day scouring the internet for various articles pertaining to personal finance and the economy. Yahoo! Finance often assists by aggregating useful information for me. It is the useless information, however, that has inspired me today. In the article Cliff May Knock Out December Rally, the author writes: In normal [...]

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“Doing Nothing” is a Decision (and the riskiest one at that!)

November 15, 2012

What would you do if I told you that Ally Bank or ING Direct were offering an awesome *NEW* account? What are the awesome terms, you ask? (- 2%) Regardless of how much you put into this new account, you’re guaranteed to lose 2% each year. Who, on Earth, would invest their money in such [...]

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