As I've told you before, I've been diligently studying the past few years (and well beyond) so that I can determine who is most responsible for the Housing Bubble and the Financial Crisis. I realize that placing blame and "finger-pointing" rarely resolves anything, however, I think something can be …
The Honeymoon is Over and the Dollar is Weak
You may have noticed that I haven't written a blog post recently. That's primarily because... I'M MARRIED ...like...to my wife. I have a wife, now. The Honeymoon is Over We returned home from our 2-week honeymoon which included a nice combination of tourism and relaxation. We visited …
Credit Card Trends and What’s Changed!!
The trends in credit card use are completely changing the way that consumers access their funds and purchase goods. These trends make it more convenient for customers to access their funds and make it easier for merchants to receive their payments. When consumers find that it is easier to access …
Re-inflating The Housing Bubble: I Can’t Make This Stuff Up
Is the housing bubble behind us? Yea, probably. Is the housing bubble ahead of us? Yea, probably. Are you having Déjà vu? Yea, me too... Re-inflating The Housing Bubble I have read several books concerning the causes of the Financial Crisis and The Great Recession, but I'm not …
You WILL NOT Save More Later
Most people know that I majored in Economics. What most people don't know is that I also picked up a Masters in Procrastination. If something was fun, I would do it immediately. If something required work, effort, or attention - I would put it off until later. I became so good at procrastinating …
Is Paying An Annual Fee On A Credit Card Worth It?
Like every other question in personal finance, it depends. There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee. I'll actually give you an example of one …
What’s The Best Cash Rewards Credit Card Right Now?
I think my blog has become too economics-based recently and it's downright depressing. So allow me to return to my roots of personal finance. As I have stated in the past, credit cards are a great spending tool, not a borrowing tool. When used correctly, credit cards can be very rewarding. When …
