I receive a lot of questions via email. Since I've been writing about personal finance for (approaching) 2 years now, a lot of the questions I receive are repetitive (I don't mean this in a bad way). When I see the same question or recognize a similar theme, it means that it's time for an article …
Banking
How Should Couples Merge Their Accounts?
Last weekend, Miss Blinkin and I began the process of merging our finances. After mentioning the merger on the blog, I received a suggestion from The Blue Collar Workman. You should definitely share how exactly you two Blinkins are combining acounts, etc. Whose money is paying for what? Do you get …
Convenient Banking Technology
Banking used to be an incredible hassle. I hated going to the bank, waiting in line, making sure that your forms or deposit slip was filled out properly, being lectured by the teller if it wasn’t, having to deal with specific hours…the list goes on and on. However, every year there seems to be new …
Understanding FDIC Insurance
Nobody likes to lose money. Unfortunately, between 1929-1933 many innocent investors lost loads of cash due to a series of bank failures. Because of this, the Federal Deposit Insurance Corporation was established. In 1934, the insurance limits began at $2,500, rose to $40,000 in 1974, and have since …
Is Free Checking Here To Stay?
Anytime I have a conversation with somebody about banking, it typically turns out the same; I end up chuckling at the similar responses. "I remember when my bank gave away free toasters. I remember when I didn't have to pay for checks. I remember when I could receive a loan on just a handshake." As …
How To Pay Off Your Mortgage Quicker
How Can I Payoff My Mortgage Quicker? It's quite easy actually as it requires a simple budgeting technique. The majority of us budget on a monthly basis yet get paid on a biweekly basis. This means that we budget around 24 paychecks (2 per month), but we actually receive 26 paychecks each year …
Top Reasons Why People Switch Banks
Much has been made of the "Move Your Money" campaigns of late 2011 to convince high-minded folks to close their accounts with big banks and move to little credit unions. However, when it comes to the rest of us, we're just interested in staying with a bank that treats us and our money right. That …
