The biggest step you can take to improve your credit score is:
TO CHECK IT! How can you improve something you can’t see or know nothing about? You can’t…
Thankfully the Federal Government has helped us with step 1. By visiting www.annualcreditreport.com (government sponsored) you are able to view your reports from all 3 credit bureaus. Notice the word FREE isn’t anywhere in the domain name.
To spot errors on your report quickly, it’s a best practice to check one of your reports every 4 months (although some things don’t appear on all 3).