• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Funancials

The Funny Money Blog

  • About
  • Start Here
    • Earn More, Save More & Increase your Cash Flow
    • Get Out of Debt
    • Simple Investing Advice from Warren Buffett
  • Favorite Resources
    • Favorite Personal Finance Books
  • Get in Touch
  • Investing
  • Mortgage
  • Personal Finance

The Psychology of Free (Finale)

Business · September 7, 2011

If you have been following The Psychology of Free Series, I thank you. I have learned so much over the past week regarding companies offering freebies that I want to throw up. In order to prevent any potential projectile vomit, the series comes to a conclusion today. How’s that for a fancy finale?

A few days ago I asked: What if something we expected to be free suddenly wasn’t? Would we continue using that good or service or would we stop? I put together a list of things I would continue to use even if I had to pay for it. I see a lot of value in the following things:

Checking Accounts

I know we have all gotten used to free checking (until recently). If you’re paying a fee for your checking account, you shouldn’t be. There are plenty of accounts at regional banks and credit unions where you will not be charged for minimum balances or inactivity.

Having said that, IF every checking account had fees attached to it, I would think everyone would still use them. The convenience of having your check directly deposited and easy withdrawal via debit card; I would actually pay a lot of money for this convenience.

Email

As I mentioned in this earlier series, technology is deflationary. The costs of providing email storage is next to nothing.

IF google and yahoo decided to charge for email services, I would gladly pay. My life has become so reliant on email, I’m not sure I could survive without it.

Credit Reports

The government has come in recently and allowed consumers to view their credit reports free of charge. This can be done at www.annualcreditreport.com. No need to pay the $14.95 for the credit monitoring service of the free credit report websites anymore.

IF the government no longer sponsored the above website, and we were required to pay to view our credit reports, I would. The minimal charge would be nothing compared to the potential headaches inaccurate information could cause.

Water

There are plenty of water fountains placed in businesses and cities throughout for no charge. I’m not a bottle drinking snob; but IF I had to pay for water, I would.

When I sat down to write this post, I thought I would be able to think of many things I value but do not currently pay for, but I stalled at four. Can you all think of anything I left off the list?

Filed Under: Business Tagged With: banking, free, funny, money, personal finance

A Blinkin

Hunter, aka A. Blinkin, is the blogger behind Funancials. His experience in banking, lending, payments and investments has earned him the title of "Personal Finance Guru." In addition to helping people with their finances, Hunter enjoys crunchy tacos, open mouth kisses from his 2 baby boys and writing in third person.

Was this article helpful?

Get Fresh Funancials Content

Enter your email address to get new articles and money tips delivered straight to your inbox.


(no spam, I promise.)

Important Disclosure

I'm a big believer in transparency. As such, you should know that I make money from this blog. Weird, I know. The way I make money is simple: I occasionally link to products and companies that I believe provide tremendous value. If you choose to sign up, I may receive a small payout. This payout comes at no additional cost to you and, trust me, it's small. I'm in no position to quit my day job. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.

Primary Sidebar

Get Fresh Funancials Content

Enter your email address to get new articles and money tips delivered straight to your inbox.


(no spam, I promise.)

Recent Articles

33 year-old with 19 Rental Properties Shares What He Wished He Knew Before Investing in Real Estate

Favorite Personal Finance Books

3 Game-Changing Lessons my Dad Taught Me about Life & Money

Don’t Hate Your Kids. Open a 529 Plan.

10 Highly Effective Career Hacks I’ve Used to Dramatically Increase my Income and Find a Job I Love

Am I Crazy for Paying Down My 2.875% Mortgage?

The 5 Best Investment Resources You’ve Never Heard Of (And They’re All Free)

5 Important Lessons I Learned About Investing as a $hitty Financial Advisor

Categories

Archives

Footer

Bio

Hunter, aka A. Blinkin, is the blogger behind Funancials. His experience in banking, lending, payments and investments has earned him the title of "Personal Finance Guru." In addition to helping people with their finances, Hunter enjoys crunchy tacos, open mouth kisses from his 2 baby boys and writing in third person. Read More…

Tags

401(k) american express banking bank of america behavioral economics Bill Gross blog blogging budgeting cars credit credit card credit cards credit report credit reports credit score debt economics economy facebook federal reserve finance fiscal cliff free funny government housing bubble inflation investing loans lol market update mental accounting money mortgage mortgage payoff personal finance politics retirement save money saving shopping stock market stocks taxes

Disclaimer

Information on Funancials.biz is meant for informational purposes only and is not meant to be taken as financial advice. Funancials.biz accepts forms of advertising, sponsorship, paid insertions or other forms of compensation. Any product claim, statistic, quote or other representation about a product or service should be verified with the provider or party in question.

Copyright © 2025 · Maker Pro on Genesis Framework · WordPress · Log in