I’ll never forget it. I was 18 years young during the Spring semester of my Senior year and the cost of college was looming on the horizon. My mom, like many moms, encouraged me to apply for as many scholarships as I could within the span of a few months. For one scholarship in particular, my …
10 Highly Effective Career Hacks I’ve Used to Dramatically Increase my Income and Find a Job I Love
I remember my college counselor telling me that companies would be fighting over me like a black Friday deal at Target. But, that didn’t happen. Far from it. Instead, I (along with a lot of you) started adulting at one of the worst possible times of the last 100 years. Thankfully, times …
Why I Trust Vanguard with my Investments
One of the best aspects of Capitalism is that, over the long run, companies that create the most value and help the most people will profit the most; and the founders of said companies will be handsomely rewarded. There are two exceptions to this: In the short-term, companies can prioritize …
How Can I Bet Against the Stock Market?
I have made it clear that I am an optimist and wouldn't dare bet against the stock market. Although there have been many pessimists predicting the reverse, I strongly believe that stocks will rise and the world won't end. I think American businesses will continue to provide value to consumers and …
M1 Finance: The Future of Investing is Here
Within hours of publishing an article highlighting the best investing apps of 2018, I had to re-order my rankings because I stumbled upon what I believe to be the investing platform of the future: M1 Finance. Why? Because if you take the best features of every other company disrupting the …
The Best Investing Apps – 2018
The investment industry has historically been very complex, lacked transparency, been loaded with fees and sophisticated advice mostly catered to the wealthiest 1% of our country. But, thanks to financial technology (FinTech), those days are gone. Each month, I'm reading about a new company popping …
Am I Crazy for Paying Down My 2.875% Mortgage?
When I was a $hitty Financial Advisor, the thought of paying down a sub-5% mortgage was ludicrous. The logic was simple: Why payoff a loan at 5% (or less) when I can invest and earn 7% (or more)? But, as I've gotten older and realized that money management is more about psychology than …
