Most people know that I majored in Economics. What most people don't know is that I also picked up a Masters in Procrastination. If something was fun, I would do it immediately. If something required work, effort, or attention - I would put it off until later. I became so good at procrastinating …
Is Paying An Annual Fee On A Credit Card Worth It?
Like every other question in personal finance, it depends. There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee. I'll actually give you an example of one …
What’s The Best Cash Rewards Credit Card Right Now?
I think my blog has become too economics-based recently and it's downright depressing. So allow me to return to my roots of personal finance. As I have stated in the past, credit cards are a great spending tool, not a borrowing tool. When used correctly, credit cards can be very rewarding. When …
Win A FREE Canon Rebel T4i DSLR Camera!
Last month's giveaway of $999.99 was a huge success so Structured Settlement is back again. This time the prize is a Canon Rebel T4i DSLR Camera. Since a picture is worth a thousand words, this giveaway is worth a penny more than last months. You'll see below exactly how you can win this beautiful …
2 Irrelevant Reasons To Buy And Sell Stocks
You've got to be confused. One minute, I'm telling you to invest as much money as you can because stocks will rise. The next minute, I'm telling you that an economic collapse is inevitable. Then I tell you why you shouldn't be overly optimistic about stocks and now I'm going to tell you why you …
Should You Buy Stocks NOW?
When people get too pessimistic, I enjoy dishing out encouraging words to breathe life back into their lungs. On the other hand, when people become overly optimistic, I unfortunately have to be the one to bring them back down to Earth. On August 30th of last year, I wrote that Stocks Will Rise …
Warning: The Market is NOT the Economy
I love drug commercials. Actually, it's the composition of the commercials that I love. If a commercial lasts 1 minute - the first 25 seconds will show an attractive couple dancing freely and breathing clearly in a gorgeous, green prairie field. As the couple continues their dance, the latter 35 …
