For some, retirement is but a dream of Caribbean cruises, afternoon naps, and many, many rounds of golf. But for others, it can be a daunting reality due to the decreasing number of pensioned employment opportunities. The notion that we can make choices that will permanently affect our retirement …
Is Your Open Enrollment Deadline For 2014 Approaching? Did You Contribute To A Flexible Spending Account (FSA)?
It's mid-October and your company is already asking you to make decisions regarding next year's benefits. My wife's open enrollment period ended last Wednesday and my open enrollment period ends this coming Friday. I'm assuming, if you work for a large corporation, you're all in the same …
My 3 Favorite Credit Cards
I love credit cards. I don't think I can say that enough. I think too many consumers: (1) Blame credit cards for their behavioral problems and (2) Don't put enough thought into the credit card they use Today, I want to assist with #2. As I have stated in the past, credit cards are a …
Why Delta Gave Me $200 and How You Can Get Free Stuff Too!
It was a perfect April morning. The birds were chirping, the coffee was brewing, and my beautiful wife (of 2 days) reminded me that it was our honeymoon. As if I could forget... Our bags had been packed for weeks so minimal preparation was required. This was the moment we had been waiting for. …
Retirement 101: How Much Do I Need To Have In The Bank?
Americans, by far and large, understand the necessity of a retirement fund – this is due in large part to the fact that we all want to kick up our heels, relax, and travel the world. However, what most of us Americans don’t understand is just how much money we need in order to do that and sustain …
7 Simple Ways I Could Steal Your Identity
Last night, my wife and I watched Identity Thief, starring Jason Bateman and Melissa McCarthy, and it was surprisingly entertaining. I would give it an overall rating of "not bad." The movie follows a man, from Colorado, as he tracks down a woman, in Florida, that has been racking up …
Your Grandparents Student Loans Versus Your Student Loans
Investing in a college education has never been an easy and simple thing and that’s true now more than ever. In the past, getting a four year degree was a great thing to have if you could get it, but now it’s the bare minimum. Since it has become the standard you’d think it would be easier to get …
