Back to the Basics:
When checking out, should I choose CREDIT or DEBIT?
- If you have a Visa or Mastercard logo on your debit card and choose credit, you’ll be asked to sign for your purchase. All signature transactions go through the Visa or Mastercard Network. These networks provide fraudulent protections and Zero Liability Policies.
- Banks receive a larger fee from a merchant when you swipe as credit. Banks typically offer rewards and incentives to do so.
**Only choose DEBIT if you’re receiving cash back (or if it’s your mom and dad’s store)