Have you ever had that someone that is impossible to shop for? Either they already have everything they want or you know they won't like anything you get them. We all have these kind of people in our lives to shop for - and for most of us - gift cards are the solution. This year I had an amazing …
Personal Finance
How Does A Flexible Spending Account Work?
In an earlier post, I brought up the awesomeness of Flexible Spending Accounts and displayed my n00bness for not setting one up. I wanted to go into more detail, before I forgot, for those who aren’t as familiar. With the huge medical terms you see while enrolling in certain employer programs, …
The 5 C’s of Credit
Think back to your first job interview. Did you research the company before? Did you think of answers to questions that might be asked? If you’re the least bit successful, you are probably answering yes to these prior questions. Odds are - you went in highly prepared. Now think of the first time …
Lesser Known Credit Card Perks
Have you ever examined your cell phone bill closely? Over the past few years mine has skyrocketed from $40/month to $93/month. A lot of that increase can be explained by upgrading from a Zach Morris–style 12 lb brick to a sleek do-it-all computer. Another portion of my cell phone bill goes …
PMI & PMS
It’s that time of the month. Your stomach is in knots. You’re in a horrible mood. Your underwear looks like a crime-scene. Leona Lewis can’t even describe the bleeding that’s going on. Grossed out yet? Well you shouldn’t be. It’s not what you think. I’m simply describing a 25-year-old male …
The Cost of Renting vs. Buying
Should you buy or rent? No… I’m not talking about housing (that’s an overplayed topic). Rather, I’m referencing everything else. Is there a correlation of cost to rental price? Case Study #1: Surfboard Because my car is too small to carry a longboard, I’m forced to rent one when I go …
How To Make Your Bank Account Overdraft-Proof
Overdrafts occur when you write a check, use a debit card, or make an automatic bill payment without having adequate funds in your account. The bank may or may not cover the purchase amount (and probably disclosed their policy upon opening the account), but you are left with overdraft fees …
