I rarely divulge details from my personal life, but today I'm looking for some feedback. Let me give you the full story: I have been dating Miss Blinkin for approximately 1 year and 4 months. Without giving too much information, I foresee an engagement in the coming months. I have always been …
Personal Finance
Why Do Banks Sell Mortgages?
One common question I've gotten recently has been around mortgages. "Why did my bank sell my mortgage? I want to find a bank that holds onto my loan." While this may be a big deal to someone who is shopping around to refinance, it's rather insignificant so a high-level overview is all that's …
How To Pay Off Your Mortgage Quicker
How Can I Payoff My Mortgage Quicker? It's quite easy actually as it requires a simple budgeting technique. The majority of us budget on a monthly basis yet get paid on a biweekly basis. This means that we budget around 24 paychecks (2 per month), but we actually receive 26 paychecks each year …
I Don’t Want To Be Debt Free
Did you do a double-take when you read this title? Considering a lot of my readers are personal finance bloggers, I'm guessing yes; especially since the majority of personal finance bloggers see debt as an unnecessary evil. A few years ago I was faced with a personal dilemma: should I pay off my …
The Rule of 100 Will Help You With Your Asset Allocation
The Rule of 100 Answers The Question: What Asset Allocation Should I Have? I overheard a friend of mine say that he was having difficulty selecting investment options within his 401(k). With such a long time-horizon, he was aware of the aggressive strategy he should have (more stocks than bonds), …
Consumers To Spend Tax Return On Debt Relief
With nearly two thirds of Americans expected to receive a tax refund this year according to the IRS, many analysts expected to see an uptick in the economy during the first part of 2012. According to a recent survey, however, nearly three quarters of American families who are expecting a tax refund …
I Have A Genius Business Idea
I've got this sweet plan. I'm not sure it'll be as profitable as the lemonade stand I started in 3rd grade but it's promising nonetheless. I haven't contacted SCORE or written an official business plan yet so this blog post will act as my basic brainstorming. Every couple of weeks I'm going to …
