Top Five Uses for Automatic Transfers Looking for a way to systematically pay down debt or meet a savings goal? Learn about the top five uses and benefits of automatic transfers to see if they are the right solution for you. Online bill payment allows users to set up one-time or recurring transfers …
Personal Finance
Interesting Financial Statistics for the Average American
I am doing some research regarding the assets held by the Average American household. Specifically, I'm interested in how much wealth the Average American has accumulated and which assets account for that wealth. I thought the information that I found is interesting enough to become it's own brief, …
What if I Didn’t Use All of the Money in my Flexible Spending Account?
I am a big proponent of flexible spending accounts. It is (in my opinion) the most underutilized employee benefit available (at bigger companies). If you're unfamiliar with what I'm talking about, read this. If you want to set one up, you're late. This is typically completed during open …
Is Your Open Enrollment Deadline For 2014 Approaching? Did You Contribute To A Flexible Spending Account (FSA)?
It's mid-October and your company is already asking you to make decisions regarding next year's benefits. My wife's open enrollment period ended last Wednesday and my open enrollment period ends this coming Friday. I'm assuming, if you work for a large corporation, you're all in the same …
7 Simple Ways I Could Steal Your Identity
Last night, my wife and I watched Identity Thief, starring Jason Bateman and Melissa McCarthy, and it was surprisingly entertaining. I would give it an overall rating of "not bad." The movie follows a man, from Colorado, as he tracks down a woman, in Florida, that has been racking up …
Warning: Not All 0% Interest Rates Are The Same
As consumers, there are certain words and phrases that automatically trigger a positive response in our brains. Advertising agents, Marketers and Sales Representatives are all very aware of these triggers which is why you see them everywhere. Two of the most popular triggers are: 1. FREE 2. …
Is Paying An Annual Fee On A Credit Card Worth It?
Like every other question in personal finance, it depends. There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee. I'll actually give you an example of one …
