Funancials

The Funny Money Blog

What’s In Your Credit Score?

Credit Building, Personal Finance ·

Paying bills such as phone bills, utility bills, insurance and rent payments DO NOT report to any credit bureaus. (With this said, failure to pay these items could result in collection which WILL bring down your score – I’ve seen a lot of derogatory Verizon accounts reporting)

What goes into your credit score?

  • Payment History
  • Amounts Owed
  • Length of Credit History
  • New Credit
  • Types of Credit Used

A Blinkin

Hunter, aka A. Blinkin, is the blogger behind Funancials. His experience in banking, lending, payments and investments has earned him the title of "Personal Finance Guru." In addition to helping people with their finances, Hunter enjoys crunchy tacos, open mouth kisses from his 2 baby boys and writing in third person.

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Important Disclosure

I'm a big believer in transparency. As such, you should know that I make money from this blog. Weird, I know. The way I make money is simple: I occasionally link to products and companies that I believe provide tremendous value. If you choose to sign up, I may receive a small payout. This payout comes at no additional cost to you and, trust me, it's small. I'm in no position to quit my day job. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.