I always wanted to be a Financial Advisor. And then I became one and quickly realized that my dream wasn't everything I thought it would be. There were 3 things, in particular, that drove me nuts and ultimately led to my demise. Most people hate to think and talk about money. We spend more …
retirement
How Debt Can Affect Retirement
For some, retirement is but a dream of Caribbean cruises, afternoon naps, and many, many rounds of golf. But for others, it can be a daunting reality due to the decreasing number of pensioned employment opportunities. The notion that we can make choices that will permanently affect our retirement …
Retirement 101: How Much Do I Need To Have In The Bank?
Americans, by far and large, understand the necessity of a retirement fund – this is due in large part to the fact that we all want to kick up our heels, relax, and travel the world. However, what most of us Americans don’t understand is just how much money we need in order to do that and sustain …
How To Quickly Double Your Money
“The safest way to double your money is to fold it over and put it in your pocket.” – Kin Hubbard Over the next few weeks, I am going to write a few articles that focus on saving and investing for retirement. Before I get into these topics, I want revisit an article I wrote 2 years ago: Investing …
What Kind of Returns Can I Expect When Planning for Retirement?
Even with all of the drama the financial markets have seen recently, 2012 has been an exceptional year. You have most likely received your monthly statements along with your credit card offers in the mail, and you haven't had to question anything. Most people will look at their most recent balance …
Staggering Financial Statistics
According to Wisebread, there are 750 registered Personal Finance Blogs. One would have to assume that there are an equal amount of unregistered PF Blogs giving us a total of approximately 1500 PF blogs. While this is an impressive number, it still pales in comparison to how many companies offer …
The Rule of 100 Will Help You With Your Asset Allocation
The Rule of 100 Answers The Question: What Asset Allocation Should I Have? I overheard a friend of mine say that he was having difficulty selecting investment options within his 401(k). With such a long time-horizon, he was aware of the aggressive strategy he should have (more stocks than bonds), …
