Have you ever examined your cell phone bill closely? Over the past few years mine has skyrocketed from $40/month to $93/month. A lot of that increase can be explained by upgrading from a Zach Morris–style 12 lb brick to a sleek do-it-all computer. Another portion of my cell phone bill goes …
personal finance
Ridiculous Money-Saving Tips
This is a guest post from Moneysupermarket.com. In these times of economic downturn, everyone is looking to save and every nickel and dime counts and many people try to cut back on the big expenses, such as cutting down on their living costs. Using a mortgage repayment calculator can help you to …
The Cost of Renting vs. Buying
Should you buy or rent? No… I’m not talking about housing (that’s an overplayed topic). Rather, I’m referencing everything else. Is there a correlation of cost to rental price? Case Study #1: Surfboard Because my car is too small to carry a longboard, I’m forced to rent one when I go …
Have You Ever Faced Blogger Burnout?
Is There More To Life Than Money? Rhetorical. Don’t answer that. The reason I pose the question is because I’m facing Personal Finance Blogger Burnout. For someone that eats, sleeps, and breathes money – I think I have the equivalent of food poisoning. I just quickly read 20-30 blogs and now my …
How To Make Your Bank Account Overdraft-Proof
Overdrafts occur when you write a check, use a debit card, or make an automatic bill payment without having adequate funds in your account. The bank may or may not cover the purchase amount (and probably disclosed their policy upon opening the account), but you are left with overdraft fees …
US Government Lays Off 30,000 & Charges $5 Fee
Bank of America announced it will begin charging certain checking accounts a $5 fee for debit card usage. They are actually late to the party as other larger banks (Wells Fargo, Suntrust, Chase) have already announced they’ll be giving away feebies. Most consumers will immediately become outraged …
The Double Standard Of Car Buying
Imagine I come to you with “an investment.” I ask you for $20,000. A second after you sign on the dotted line, this investment will be worth $15,000; a year later $14000. Your investment value will continue to diminish each and every year. If you decide you want out, you can return the investment …
