There are very few people I think are smart. No offense to anyone reading this, but you aren’t smart. If you’re reading my blog, you’re not smart. I’m not smart, so no one that cares about what I have to say is smart. This might be a little harsh but my view of smart is different than most. I have …
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What is the Difference Between Interest Rate and APR?
I told you in my last post, I was going to do it. Did you not believe me? Important Disclosure: Skip to the bottom if you’re in a hurry. Picture this: Every conversation with your friends includes one of them telling you how low their mortgage rate is. You research mortgage refinancing …
Future of Funancials: Blog Goals
At the beginning of this month I posted my first blog update. To follow up, I wanted to let everyone inside my head on what I hope to achieve this month. Alexa The Yakezie Challenges you to drop your Alexa Ranking below 200k in 6 months. My goal is to hit this number in 2 months. Finishing …
The Psychology of Chic-Fil-A (Part Free)
It couldn’t have been any more perfect. I’m getting ready to write my third installment to the Psychology of Free Series and the example I was going to use struck again. I have given you examples of the new Freemium Model, and now it’s time to touch on the more traditional Cross-Subsidy Model. Who …
The Psychology of Free (Part Deux)
Now that we have learned what free is, let’s take a look at how companies are using free. There are primarily two different ways companies can afford to offer goods and services for free. The first is the “Freemium” Business Model, which I will discuss further today. The second (more traditional) is …
The Psychology of Free (Part One)
If I were to write an E-book called “101 Things To Do With 1 Hour and 33 Minutes,” I highly doubt watching the video I assigned for homework would make the list. I think it’s safe to assume 90% of you clicked on the link and 100% of the 90% closed the link after realizing how long the video was. If …
Future of Funancials: Blog Update
This article is all about business. My business. With a career in finance and a growing desire to help people I thought it’d be worthwhile to create this blog circa March 2011. With the financial industry becoming more and more complex, the purpose of this blog was (and still is) to show that most …