Have you ever examined your cell phone bill closely? Over the past few years mine has skyrocketed from $40/month to $93/month. A lot of that increase can be explained by upgrading from a Zach Morris–style 12 lb brick to a sleek do-it-all computer. Another portion of my cell phone bill goes …
credit cards
3 Tricks To Begin Building Credit
The question I always get from people with regards to credit is: “How do I build credit? I can’t get approved for anything.” It probably feels like an endless cycle. You can’t have credit unless you get a loan, but you won’t get a loan unless you have credit. A lot of younger adults struggle with …
How To Earn More Rewards
I recently read an article that claimed America could save 10 billion dollars a year if we stopped processing checks. I’m thinking this figure included some layoffs so it wouldn’t be all positive, but it still caught my attention. When I was growing up in the 90’s picturing what life would be like …
Credit vs. Debit
Back to the Basics: When checking out, should I choose CREDIT or DEBIT? Answer: CREDIT Why: If you have a Visa or Mastercard logo on your debit card and choose credit, you’ll be asked to sign for your purchase. All signature transactions go through the Visa or Mastercard Network. These …
