I haven't been blogging with any consistency recently (as you may have noticed). I'll go 2-3 weeks without publishing a single article and then I'll suddenly send out several posts without taking a breath. I blame this inconsistency on two things. One, I have been traveling a lot for work. And …
credit cards
Is Paying An Annual Fee On A Credit Card Worth It?
Like every other question in personal finance, it depends. There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee. I'll actually give you an example of one …
What’s The Best Cash Rewards Credit Card Right Now?
I think my blog has become too economics-based recently and it's downright depressing. So allow me to return to my roots of personal finance. As I have stated in the past, credit cards are a great spending tool, not a borrowing tool. When used correctly, credit cards can be very rewarding. When …
Pilots are the Best Credit Card Salesmen
Miss Blinkin and I made a trip to Lake Tahoe last weekend which was absolutely amazing. We were able to capture gorgeous pictures without the aid of Instagram. But as amazing as Nevada/California was, it's not -paddle boating on the lake- or -eating In n' Out Burger- that is occupying my mind. …
How To Effectively Use Credit Cards
I received a blog comment the other day that wasn't too favorable. In a "real life" face-to-face situation, I would quickly become defensive and feel the need to justify myself; but in the realm of blogging I don't have to. Not everything I say is going to resonate with readers. I realize that not …
Credit Scores Are Meaningless…Apparently
There are thousands, if not millions, of articles on the web explaining the importance of credit scores. Lenders use them. Insurance agencies use them. Even employers are beginning to view them. My question to these authors is – if credit scores are important – then why does my near-perfect score …
How To Stop Receiving Credit Card Offers
Think back to when you were 10 years old. An envelope would come in the mail with your name on it. Didn’t matter who it was from, the excitement was still there. There was something about receiving mail that makes a kid feel important. Fast forward 20 years…Complete 180. Now you dread mail. It’s …