I’ll never forget it. I was 18 years young during the Spring semester of my Senior year and the cost of college was looming on the horizon. My mom, like many moms, encouraged me to apply for as many scholarships as I could within the span of a few months. For one scholarship in particular, my …
Saving
10 Ways to Save Money Without Changing Your Habits and Behavior
Have you ever wondered why people don't save more money? Or better yet, have you ever wondered why you can't save more money? If you continue reading, I'll tell you why. The Economy is No Longer an Excuse It's extremely easy to blame our lack of savings on "the economy." Regardless of your age, …
How to Cut your Car Insurance Rates with a Poor Driving Record
Getting deemed a high risk driver by insurance companies can lead you to see a drastic increase in your car insurance rates. There are many factors that could drive up rates, from a dangerous occupation to a poor credit rating. However, one of the main factors is your driving record. If you have …
You WILL NOT Save More Later
Most people know that I majored in Economics. What most people don't know is that I also picked up a Masters in Procrastination. If something was fun, I would do it immediately. If something required work, effort, or attention - I would put it off until later. I became so good at procrastinating …
99 Problems: Are You a Sort-Of Good Saver?
You may remember me (and other bloggers) mentioning the $999.99 giveaway. Believe it or not, the dollar amount is not completely random. There is a purpose for it. The theme of this giveaway is inspired by Shawn Corey Carter, a.k.a. Jay-Z. The inspiration comes specifically from the eloquent …
What Kind of Returns Can I Expect When Planning for Retirement?
Even with all of the drama the financial markets have seen recently, 2012 has been an exceptional year. You have most likely received your monthly statements along with your credit card offers in the mail, and you haven't had to question anything. Most people will look at their most recent balance …
Why You Need to Start Living Off 50-75% of Your Income
Have you listened to the news recently? If answered “yes,” you have probably noticed 3 underlying trends: 1. The economy is improving 2. The economy will get worse IF we don’t “solve” the Fiscal Cliff 3. The price of Milk is about to soar I’m sure there are a few trends …
