For some, retirement is but a dream of Caribbean cruises, afternoon naps, and many, many rounds of golf. But for others, it can be a daunting reality due to the decreasing number of pensioned employment opportunities. The notion that we can make choices that will permanently affect our retirement …
Retirement
You WILL NOT Save More Later
Most people know that I majored in Economics. What most people don't know is that I also picked up a Masters in Procrastination. If something was fun, I would do it immediately. If something required work, effort, or attention - I would put it off until later. I became so good at procrastinating …
What Kind of Returns Can I Expect When Planning for Retirement?
Even with all of the drama the financial markets have seen recently, 2012 has been an exceptional year. You have most likely received your monthly statements along with your credit card offers in the mail, and you haven't had to question anything. Most people will look at their most recent balance …
What To Do With Your Old 401(k)
There are a lot of topics within personal finance that can spark debate among "experts" and economists; however today, I will highlight a less-controversial topic. Though important, I foresee no wadded panties towards the end of the post. What To Do With Your Old 401(k) With pensions …
Staggering Financial Statistics
According to Wisebread, there are 750 registered Personal Finance Blogs. One would have to assume that there are an equal amount of unregistered PF Blogs giving us a total of approximately 1500 PF blogs. While this is an impressive number, it still pales in comparison to how many companies offer …
Casinos and Retirement Plans
If you recall, I recently made a trip to New Orleans. We stayed at the Hilton Hotel - Riverside - which was strategically located across from Harrah's Casino. When rain struck the city, we took it as an opportunity to stroll through the surrounding slot machines. An Epiphany of Sorts A few …
Retirement LOL
FYI, LOL, BTW - all abbreviations we have grown to love. I’m going to hit you with one not as common, but so much cooler right now. What is it? FICA, better known as the Federal Insurance Contributions Act tax. I knew if I titled this post “Payroll Tax” no one would continue reading. So what makes …