This is a heavy subject that deserves a lot of discussion. I, unfortunately, have the attention span of a 3rd grader surrounded by Legos so an abbreviated analysis will have to do. The History Interest deductions, in general, began in 1913. At this time, the majority of Americans paid upfront …
Mortgage
How Not To Buy A House
If you're unaware, Miss Blinkin and I have been looking to buy a house. When I was organizing my life, I made an assumption that purchasing a home isn't too time-consuming. I was wrong. We have spent the last 2 days moping around after we lost a bidding war. Allow me to give you the …
Should I Buy A House?
I rarely divulge details from my personal life, but today I'm looking for some feedback. Let me give you the full story: I have been dating Miss Blinkin for approximately 1 year and 4 months. Without giving too much information, I foresee an engagement in the coming months. I have always been …
Why Do Banks Sell Mortgages?
One common question I've gotten recently has been around mortgages. "Why did my bank sell my mortgage? I want to find a bank that holds onto my loan." While this may be a big deal to someone who is shopping around to refinance, it's rather insignificant so a high-level overview is all that's …
How To Pay Off Your Mortgage Quicker
How Can I Payoff My Mortgage Quicker? It's quite easy actually as it requires a simple budgeting technique. The majority of us budget on a monthly basis yet get paid on a biweekly basis. This means that we budget around 24 paychecks (2 per month), but we actually receive 26 paychecks each year …
Should Homeownership Still Be The American Dream?
This was initially a guest post I wrote for Sam at Financial Samurai. Let me know what you think. There have been numerous studies performed over the years which clearly outline the social benefits of homeownership. In the mid-2000’s it was nearly impossible to argue against the advantages of …
The 5 C’s of Credit
Think back to your first job interview. Did you research the company before? Did you think of answers to questions that might be asked? If you’re the least bit successful, you are probably answering yes to these prior questions. Odds are - you went in highly prepared. Now think of the first time …
