Will my score drop if I apply for new credit? If it does, it probably won’t drop much. If you apply for several credit cards within a short period of time, multiple requests for your credit information (called “inquiries”) will appear on your report. Looking for new credit can equate with higher …
Credit Building
What’s In Your Credit Score?
Paying bills such as phone bills, utility bills, insurance and rent payments DO NOT report to any credit bureaus. (With this said, failure to pay these items could result in collection which WILL bring down your score - I’ve seen a lot of derogatory Verizon accounts reporting) What goes into your …