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Are You A Consumer Or Producer?

Uncategorized · June 13, 2012

I received a compliment from Miss Blinkin recently that 1. caught me off guard and 2. caused some serious reflection. I can’t remember exactly what the conversation was that led to the kind words but that’s not important.

In a flirtatious baby voice she whispered, “You’re so smart. You’re the smartest person I know.”

I quickly tried to grab a tape-recorder so I could use these words as combat in future arguments but one such device wasn’t within reach.

“You know so much,” she added.

As flattered as I was, I couldn’t agree entirely with what was said.

It is true that I am knowledgeable in many areas but it’s in large part because I read a lot. I have always been, in the truest sense of the word, a consumer. I am an athletic, fairly attractive sponge. Much like a garage, I store both useful and useless things. On occasion, I’m able to pick up all of these things I’ve accumulated and arrange them in a way that impresses some. But does that make me smart?

What Good is Knowledge Without Action?

I have spent a lot of time reading and researching many topics and ideas but have spent very little time using this knowledge to get ahead. This is why I’m proud of my blog – because it’s a rare escape from consumption. Writing on Funancials is not only an outlet to pour out my thoughts, but it also gives me the ability to produce. You see – we all have this capability to produce, but how many of us actually do?

How many of you have a specific goal or dream? Assuming everyone is raising their hands, how many of you have actually put a plan into place to reach this goal? Why is this? What’s holding you back?

The First Step Towards Reaching Your Goal

There needs to be a balance in your life between how much time you spend consuming and how much time you spend producing. I recently noticed the imbalance in my life and decided to make a change. I realized I was spending hours scouring the internet – on personal finance websites and social media sites – but wasn’t doing anything with the information I was storing. In fact, it was a complete waste of time. The constant scrolling through status updates and relationship changes was bringing down my quality of life. I didn’t see the good that came from such consumption.

So I cut it out.

For example: I told Miss Blinkin to change my password on Facebook. Sometimes we, as humans, need help getting the results we want. I knew that I could stop visiting the site for a day or two but I would eventually return to my usual usage.

This change has been great thus far. I shifted some of the time I typically spent consuming and I now spend more time producing.

Now I feel smart.

Readers: My challenge to you this week is to make a change. If you are spending too much time consuming, come up with a plan to cut out the unnecessary. See if you can shift this time to doing something worthwhile. 

Filed Under: Uncategorized

A Blinkin

Hunter, aka A. Blinkin, is the blogger behind Funancials. His experience in banking, lending, payments and investments has earned him the title of "Personal Finance Guru." In addition to helping people with their finances, Hunter enjoys crunchy tacos, open mouth kisses from his 2 baby boys and writing in third person.

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Important Disclosure

I'm a big believer in transparency. As such, you should know that I make money from this blog. Weird, I know. The way I make money is simple: I occasionally link to products and companies that I believe provide tremendous value. If you choose to sign up, I may receive a small payout. This payout comes at no additional cost to you and, trust me, it's small. I'm in no position to quit my day job. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.

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  1. Principled Money Posts #17: about endings, beginnings and everything else : The Money Principle says:
    June 17, 2012 at 10:05 am

    […] here. What I wanted to tell you is that A Blinkin published a very thought provoking post on being a consumer vs. being a producer. I think this is a very interesting question to ask ourselves; after all, we are surrounded by a […]

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Hunter, aka A. Blinkin, is the blogger behind Funancials. His experience in banking, lending, payments and investments has earned him the title of "Personal Finance Guru." In addition to helping people with their finances, Hunter enjoys crunchy tacos, open mouth kisses from his 2 baby boys and writing in third person. Read More…

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